Terms of Service

for BG (Body Guard) App

by Signs To Follow, Inc.

Version 1.3 - Last Updated: 27 October 2025

PLEASE READ THESE TERMS OF SERVICE ("TERMS" OR "AGREEMENT") CAREFULLY TO ENSURE THAT YOU UNDERSTAND EACH PROVISION, AS THESE TERMS CONTAINS IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES, AND OBLIGATIONS, INCLUDING VARIOUS LIMITATIONS AND EXCLUSIONS ON DAMAGES YOU MAY CLAIM AGAINST Signs To Follow, Inc. AND INDEMNIFICATION OBLIGATIONS YOU MAY OWE TO Signs To Follow, Inc.

THESE TERMS CONTAIN A PROVISION REQUIRING MANDATORY ARBITRATION OF CLAIMS THAT, EXCEPT WHERE PROHIBITED BY APPLICABLE LAWS, REQUIRES

THE USE OF ARBITRATION ON AN INDIVIDUAL BASIS TO RESOLVE CLAIMS, RATHER THAN JURY TRIALS OR CLASS ACTIONS.

If you are under the age of 13 or under the age of 14 in South Korea or under any age considered legal in your territory or country, STOP! You must get your parent or legal guardian to read and accept THESE TERMS. By Using Signs To Follow, Inc. Products or Services, your parent or legal guardian agrees to these Terms and they are responsible for your use and any issues and claims related thereto.

Signs To Follow, Inc. helps protect you and connects your loved ones to make your life safer. As you review these Terms, keep in mind that they apply to the websites, mobile apps, Help Center and other associated services ("Services") provided by Signs To Follow, Inc., a Delaware corporation ("Signs To Follow Inc." or "Company").

By accessing or using the Products or Services (including by downloading any mobile application we may offer from time to time), you signify that you have read, understood, and agree to be bound by these Terms as well as the relevant Product and Services Terms (which are incorporated herein by reference), whether or not you are a registered user of our Products or Services. These Terms apply to all visitors and subscribers who access or use the Products or Services (collectively, "Members").

Before accessing or using our Products or Services, please ensure that you have read the Privacy Policy and understand how we collect, store, use and disclose your personal information as described herein.

BY ACCESSING OR USING THE PRODUCTS OR SERVICES, YOU AGREE TO THESE TERMS, AND ANY PRODUCT AND SERVICES SPECIFIC TERMS THAT MAY BE REFERENCED WITHIN.

I. USE OF THE SERVICES A. Eligibility

The Products and Services are intended for use by individuals and not by entities or businesses. Accounts must be owned and operated by an individual. Anyone under thirteen (13) years of age (fourteen (14) in Korea) is strictly prohibited from creating an account without explicit parental consent. Parents providing consent agree to be fully responsible for the child's use of the Services and compliance with this Agreement.

B. Prohibited Uses

You agree not to engage in any prohibited activities including:

Copying, distributing, or creating derivative works of the Services
Determining source code or algorithms embodied by the Services
Using automated systems to access the Services
Transmitting spam or unsolicited messages
Uploading viruses or malicious software
Collecting personally identifiable information
Using the Services for commercial purposes
Impersonating another person or conducting fraud
Interfering with the proper working of the Services
Bypassing access restrictions or age gating mechanisms

C. Right to Access and Use the Services

We grant you a non-exclusive, limited, non-transferable, freely revocable right to access and use the Services for your personal, non-commercial use only. Signs To Follow, Inc. may terminate this right at any time if you fail to comply with these Terms.

D. Accounts

To use our Products and Services, you must have an account. You must provide accurate information and are solely responsible for account activity. Use strong passwords and notify us immediately of any security breach. You can control your profile and settings through the Settings screen in the App.

E. Downloading Our App

When downloading from an App Store, you acknowledge that these Terms are between you and us, not the App Store. The App Store has no obligation for maintenance, support, or warranty claims. You must comply with the App Store's terms of service.

F. Beta Services

Beta Services are provided "As Is" and may contain bugs and errors. Signs To Follow's total liability for Beta Services shall not exceed $100 USD. We are not obligated to provide support for Beta Services and may discontinue them at any time.

II. SERVICE AVAILABILITY AND OUR RIGHT TO TERMINATE

We may change, stop, or limit the Services without prior notice to make improvements, comply with law, or prevent illegal activities. We may terminate or suspend your access if you violate these Terms, if your account has been inactive for 12+ months, or for reasons outside our control. In most cases, we will provide prior notice unless doing so would cause legal liability or harm.

III. MEMBER CONTENT AND MEMBER INTERACTIONS

Member Content includes profile information, images, text, comments, and other content you submit. We claim no ownership rights over your Member Content, but you grant us a license to use it as described in Section IV. We have the right to remove any Member Content shared via the Services. You are solely responsible for your interactions with other Members.

IV. MEMBER CONTENT LICENSE GRANT

By posting Member Content, you grant Signs To Follow, Inc. a royalty-free, sublicensable, transferable, perpetual, irrevocable, non-exclusive, worldwide license to use, reproduce, modify, publish, edit, translate, distribute, publicly perform, and display your Member Content for operating, developing, marketing, and improving the Products or Services.

V. TERMS SPECIFIC TO MOBILE SOFTWARE A. Mobile Software

We grant you a non-exclusive, non-transferable, revocable right to use the Mobile Software for personal use. You may not modify, decompile, reverse engineer, rent, lease, resell, or remove proprietary notices from the Mobile Software.

B. Mobile Software from Apple App Store

This Agreement is between you and Signs To Follow, not Apple. Apple has no responsibility for the software or warranty claims. Apple and its subsidiaries are third-party beneficiaries of this Agreement regarding your license of Apple-Sourced Software.

C. Mobile Software from Google Play Store

This Agreement is between you and Signs To Follow, Inc. only, not Google. Your use must comply with Google Play Store Terms of Service. Google is only a provider of the store and has no liability regarding the software. Google is a third-party beneficiary to this Agreement.

VI. OUR COMMUNICATIONS WITH YOU A. Email Communications

By providing your email address, you consent to receiving Service-related notices and other messages. You may opt out of promotional emails. Members in jurisdictions requiring opt-in consent will be provided that opportunity before receiving non-Service-related messaging.

B. SMS/Text Messaging

You may opt to receive recurring SMS/text messages including marketing, Circle member messages, or monitoring alerts. Standard message and data rates apply. Reply "STOP" to unsubscribe from any Text Messaging Program. For help, reply "HELP" or email Info@SignsToFollow.com.

C. Push Messages

As part of the Services, you will receive push notifications if enabled. Depending on the Service and feature, you may be able to opt out of certain Push Messages while retaining others.

VII. OUR PROPRIETARY RIGHTS

Except for your Member Content, all Products, Services, and Company Content are the exclusive property of Signs To Follow, Inc. and our licensors. Nothing in this Agreement creates a license to our Intellectual Property Rights. Use of Company Content for any purpose not expressly permitted is strictly prohibited.

VIII. FEATURES OF THE PRODUCTS AND SERVICES

The Products and Services include various features that may not be available to all users depending on location, subscription, and device. Some features require Mobile Software installation. Not all features may be available in your country. See our complete Product and Service Terms for detailed information.

IX. BILLING, PRICING AND PAYMENT TERMS

A. Billing Policies

If you use Subscription Features, you agree to the pricing and payment terms displayed at subscription. We may add new features or amend fees with at least 30 days' notice. Changes become effective in the billing cycle following notice.

B. Pricing and Payment Terms

Subscription Fees are payable in advance. Your subscription automatically renews until cancelled. Options include Monthly Subscription, Annual Subscription, or Annual Commitment Monthly Subscription. We will send reminders at least 30 days prior to annual renewals with current Subscription Fees.

Free Trial Period: After initial registration, you may receive a Free Trial Period. Cancel during the trial to avoid charges. Otherwise, you'll be automatically charged at the end of the trial. Limited to one trial per person per 12-month period.

Payment Methods: We accept major credit/debit cards and in-app payments. If we cannot charge your card, you'll have a 7-day grace period to update billing information before possible subscription termination. You authorize us to charge your payment method for all Transactions.

Pricing Changes: Prices may change to reflect inflation or business requirements. We'll provide advance notice via email before price increases take effect. You can cancel before the increase if you don't want to continue at the new price.

C. Refunds

No Refunds for Services/Subscriptions: Except for cooling-off periods or where prohibited by law, there are no refunds for unused subscription time. Upon cancellation, your subscription remains valid until the end of the current paid period.

BG 30-Day Satisfaction Guarantee: For BG App purchases made directly on our website, you have 30 days from delivery to request a full refund if not satisfied. See our Returns Policy for complete conditions.

D. Payment Information; Taxes

All payment information must be accurate, complete, and current. You agree to pay all charges incurred and any applicable taxes relating to purchases or Transactions.

X. CANCEL YOUR PAID MEMBERSHIP OR DELETE YOUR ACCOUNT

You may cancel your Paid Membership at any time, effective at the next renewal date. Note that cancelling does not delete your account. To delete your account, follow the separate account deletion instructions.

Cancellation Methods: Cancel in the App (Settings → Account → Cancel Membership) or at SignsToFollow.com. If you purchased through Apple or Google, you must also cancel directly with them. EU/EEA/UK consumers have a 14-day right to withdraw from the date of purchase.

Delete Account: Deleting your account permanently deletes all history and cannot be undone. Cancel your Paid Membership first to stop recurring charges. Follow account deletion instructions in the App or on SignsToFollow.com, then confirm via the authentication email sent to you.

XI. NO PROFESSIONAL ADVICE

The Services do not provide professional advice. Any information provided is for informational purposes only. Consult appropriate professionals for advice specific to your situation.

XII. PRIVACY

Please refer to our Privacy Policy for information about how we collect, use, and disclose your personal information.

XIII. SECURITY

We implement reasonable security measures to protect your information. However, no system is completely secure. You are responsible for maintaining the security of your account credentials.

XIV. THIRD-PARTY LINKS

The Services may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of third-party sites. Your use of third-party services is at your own risk.

XV. INDEMNITY

You agree to indemnify and hold harmless Signs To Follow, Inc. from any claims, damages, losses, liabilities, and expenses arising from your use of the Services, your Member Content, or your violation of these Terms.

XVI. NO WARRANTY

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

XVII. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SIGNS TO FOLLOW, INC. SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES. OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO LIABILITY.

XVIII. DISPUTE RESOLUTION

Most disputes can be resolved informally. Before filing a claim, you agree to contact us to attempt to resolve the dispute. If we cannot resolve the dispute within 60 days, either party may initiate formal proceedings.

Arbitration: Except where as prohibited by law, any dispute will be resolved through binding arbitration on an individual basis rather than jury trials or class actions. You have the right to opt out of arbitration within 30 days of accepting these Terms by sending written notice to Signs To Follow Inc.

Class Action Waiver: You agree to bring claims only in your individual capacity and not as part of any class or representative action. This waiver applies unless prohibited by applicable law.

XIX. INFORMATION AND COMPLAINTS

For questions or complaints about the Services, please contact us at Info@signstofollow.com. We will make reasonable efforts to address your concerns.

XX. GENERAL

Assignment: You may not assign or transfer these Terms. We may assign our rights and obligations without restriction.

Changes to Agreement: We may modify these Terms at any time. Material changes will be notified through the Services or by email. Continued use after changes constitutes acceptance.

Entire Agreement: These Terms constitute the entire agreement between you and Signs To Follow, Inc. regarding the Services.

Severability: If any provision is found unenforceable, the remaining provisions will remain in effect.

Contact Information: Signs To Follow, Inc., with questions directed to Info@signstofollow.com.

XXI. PREVIOUS TERMS

Previous versions of these Terms are available upon request. The current version supersedes all prior versions.